Health insurance is the coverage that pays for medical and surgical expenses that occur. You will be covered for doctors visits and checkups and can also include better costs for prescriptions.

A life insurance policy is a contract with your insurance company. The insurance company provides a lump-sum payment, known as a death benefit, to the beneficiaries upon the insured person's death. Typically, life insurance is chosen based on the needs of the owner as a whole-life or term policy.

Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform the core functions of their job and earn money due to a disability.

Dental insurance is insurance that covers dental care, while vision insurance will reduce your costs for eye exams and prescriptions for contacts or glasses. Dental insurance is often provided along with vision insurance under one plan.

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Navigating the world of health insurance can be tricky. Here are some questions we hear the most often.